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Car Insurance in Lubbock and Seminole, Texas

Protecting Drivers in Lubbock and throughout the High Plains of Texas against Risk

From a lost stereo that results from theft to a broken window that results from vandalism, the risks that drivers in Lubbock and in communities throughout Northwest Texas face are many.  These risks can be costly, and for this reason drivers in Northwest Texas need protection.   Insurance provides necessary protection, and at Darrell Bednarz Insurance we have a complete auto insurance program, which is flexible and also which we customize for individual clients.


We’ve provided auto insurance to drivers in Northwest Texas for many years, and also we have access to many different markets.  As a result, we provide the best possible auto insurance, and also we keep virtually anyone secure.  Whether you’re a student at Texas Tech or a seasoned driver with multiple vehicles, we’ll meet your needs.

Auto Insurance Coverage Details

Texas requires auto insurance, and it also requires that any auto insurance policyholder have bodily injury liability and property damage liability coverages.  Other coverages are necessary in order for drivers to stay secure behind the wheel, and we offer these coverages.  The coverages that we offer include medical payments, uninsured/underinsured motorist, and collision.  We’ll provide these coverages to you if you need them.


The limits required by Texas for bodily injury liability and property damage liability coverages are low, and this is why we encourage every one of our clients to purchase auto insurance coverages that have limits that go far beyond state requirements.  Coverages with adequate limits can spare policyholders undue and significant costs in the events of collisions, theft, and other incidents.


The coverages from which you can choose include but are not limited to:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

From a good student discount to an accident-free discount, there are benefits and discounts for which you may be eligible.  If you take advantage of benefits and discounts for which you’re eligible then you can save time and money.  Talk with an agent to learn about the benefits and discounts of which you may be able to take advantage as a client of ours.

While car i‚Äčnsurance maintains your security, what other ways can you stay safe behind the wheel?


Experienced, in-tune Agents keeping you secure whether you’re a first-time Driver, a Student Driver, or an experienced Driver

We’re sensitive to individual drivers’ needs, and as a result, we deliver auto insurance that’s fully protective and cost-efficient.  If you’re regularly driving from A to B and need only standard vehicle coverage, or if you have multiple vehicles that are driven long distances, we’ll provide you with auto insurance that’s appropriate.


We keep a close eye on the solutions that we write, and this ensures that there are never gaps in coverage and also that clients' rates are always competitive.  We’ll include you in our efforts to keep tabs on your insurance solution, and this will enable you to not only understand your purchases but also learn about insurance.


Contact us or call us today.  To start on a policy, request a quote.

Additional Auto Insurance Information:

At Darrell Bednarz Insurance we’re proud to provide car insurance in Lubbock, Seminole, Lamesa, Brownfield, Levelland, and Plainview, TX.  We also serve other areas in the state and we serve Colorado and New Mexico.

Related Products:

Our Locations

Bednarz & Associates Insurance Agency

Bednarz & Associates Insurance Agency

12505 Quaker Ave, Ste A 
Lubbock, TX 79424
Main office: 806-419-4163
Fax: 505-214-3372

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Brownfield Office

121 S 6th St
Brownfield, TX 79316
Main office: 806-419-4163

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


Darrell and Bunny are so easy to work with. They tirelessly helped us resolve an ongoing issue with our insurance company and spoke on our behalf on numerous accounts until the whole matter was resolved. They are always easy to contact and very conscientious about returning phone calls. They make us feel like we are important to them and that our needs are on the top of their "to-do" list. They consistently demonstrate a genuine interest in our business and treat us like family.
- Kellie K
Thank y'all for being so easy to work with. It has really been a stress free year with our insurance, since we have joined you!
- Drew and Bailey L.
Our home had a pipe leak upstairs, but we did not realize the damage until it busted and flooded our home. We were so relieved that Darrell and Bunny made sure we had provisions for water damage in the homeowners policy. The Safeco adjuster took a load of stress away with his prompt response and assurance. We were able to focus on restoration and move on without any struggles of dealing with a claim. We are thankful that Darrell and Bunny were intent on getting us the protection we needed. Their experience and competence spared us a major loss! We have confidence in their team for taking care of business! Terry and Tricia Campbell
- Terry and Tricia Campbell