Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Darrell Bednarz Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Darrell Bednarz Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Darrell Bednarz Insurance before making a decision.

Our Location

Bednarz & Associates, LLC

8008 Slide Road, #10
Lubbock, TX 79424
Main office: 806-419-4163
Fax: 505-214-3372

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Darrell and Bunny are so easy to work with. They tirelessly helped us resolve an ongoing issue with our insurance company and spoke on our behalf on numerous accounts until the whole matter was resolved. They are always easy to contact and very conscientious about returning phone calls. They make us feel like we are important to them and that our needs are on the top of their "to-do" list. They consistently demonstrate a genuine interest in our business and treat us like family.
- Kellie K
Thank y'all for being so easy to work with. It has really been a stress free year with our insurance, since we have joined you!
- Drew and Bailey L.
Our home had a pipe leak upstairs, but we did not realize the damage until it busted and flooded our home. We were so relieved that Darrell and Bunny made sure we had provisions for water damage in the homeowners policy. The Safeco adjuster took a load of stress away with his prompt response and assurance. We were able to focus on restoration and move on without any struggles of dealing with a claim. We are thankful that Darrell and Bunny were intent on getting us the protection we needed. Their experience and competence spared us a major loss! We have confidence in their team for taking care of business! Terry and Tricia Campbell
- Terry and Tricia Campbell