Traditional & Roth IRAs

Invest in Yourself for a Better Retirement.

 

DRB Business & Financial Services

 

A comfortable retirement is the achievement of a lifetime. It’s a way to reward your decades of hard work and financial planning with the assurance that you can relax and enjoy your golden years.

Darrell Bednarz Insurance is all about providing various options for your retirement needs. We realize that each individual has his or her own unique financial goals for the future, and it’s our job to help you get on the right path. That’s why we offer retirement plans like Individual Retirement Accounts, or IRAs, to turn your goals into a reality.

Types of IRAs

An IRA is an account in which individuals set aside money each year that builds over time. The two main types of IRAs are: Traditional IRAs and Roth IRAs.

Traditional IRAs are tax-deferred accounts where any contributions you make may be tax-deductible. Once you withdrawal from your account after age 59 1/2, your earnings are then taxed. You can use your funds to purchase stocks, bonds, and other types of investments.

Roth IRAs are similar to Traditional IRAs, except your contributions are not tax-deductible. Whenever you choose to withdrawal your earnings, you do not have to wait until age 50 1/2, and you are not taxed. You can also use your funds to purchase stocks, bonds, and other types of investments.

Other kinds of IRAs including Rollover IRAs, Inherited IRAs, and more are available based on your individual needs, and qualifications do apply.

At Darrell Bednarz Insurance, we’ll work with you one-on-one to assist you achieving your long-term financial goals. Contact one of our knowledgeable specialists today to learn more about how an IRA can help you realize your retirement dreams.
 

Our Location

Bednarz & Associates, LLC

8008 Slide Road, #10
Lubbock, TX 79424
Main office: 806-419-4163
Fax: 505-214-3372

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Darrell and Bunny are so easy to work with. They tirelessly helped us resolve an ongoing issue with our insurance company and spoke on our behalf on numerous accounts until the whole matter was resolved. They are always easy to contact and very conscientious about returning phone calls. They make us feel like we are important to them and that our needs are on the top of their "to-do" list. They consistently demonstrate a genuine interest in our business and treat us like family.
- Kellie K
Thank y'all for being so easy to work with. It has really been a stress free year with our insurance, since we have joined you!
- Drew and Bailey L.
Our home had a pipe leak upstairs, but we did not realize the damage until it busted and flooded our home. We were so relieved that Darrell and Bunny made sure we had provisions for water damage in the homeowners policy. The Safeco adjuster took a load of stress away with his prompt response and assurance. We were able to focus on restoration and move on without any struggles of dealing with a claim. We are thankful that Darrell and Bunny were intent on getting us the protection we needed. Their experience and competence spared us a major loss! We have confidence in their team for taking care of business! Terry and Tricia Campbell
- Terry and Tricia Campbell