Uninsured & Underinsured Motorist Coverage

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Darrell Bednarz Insurance to find out how you can be prepared for any situation on the road.

Our Location

Bednarz & Associates, LLC

8008 Slide Road, #10
Lubbock, TX 79424
Main office: 806-419-4163
Fax: 505-214-3372

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Darrell and Bunny are so easy to work with. They tirelessly helped us resolve an ongoing issue with our insurance company and spoke on our behalf on numerous accounts until the whole matter was resolved. They are always easy to contact and very conscientious about returning phone calls. They make us feel like we are important to them and that our needs are on the top of their "to-do" list. They consistently demonstrate a genuine interest in our business and treat us like family.
- Kellie K
Thank y'all for being so easy to work with. It has really been a stress free year with our insurance, since we have joined you!
- Drew and Bailey L.
Our home had a pipe leak upstairs, but we did not realize the damage until it busted and flooded our home. We were so relieved that Darrell and Bunny made sure we had provisions for water damage in the homeowners policy. The Safeco adjuster took a load of stress away with his prompt response and assurance. We were able to focus on restoration and move on without any struggles of dealing with a claim. We are thankful that Darrell and Bunny were intent on getting us the protection we needed. Their experience and competence spared us a major loss! We have confidence in their team for taking care of business! Terry and Tricia Campbell
- Terry and Tricia Campbell